We’ve partnered with a social media automation company, Social Jazz, to help in creating an easy-to-use social media management tool. Social Jazz offers a catalog of ready-made posts specific to […]

Time is the one consistent element that affects all business planning. It’s also something that business owners can harness with proper planning. When harnessed properly, time can be your best […]

Successful business owners constantly strive for growth. And when everything’s humming along, it can be easy to think the good times will last forever. However, it’s crucial to protect yourself, […]

The one thing that makes humans unique (and the most dominant species on the planet) is our ability to communicate using language. Why, then, do so many business owners fail […]

Business planning often revolves around the idea of “What’s in it for me?” Business owners usually want the kinds of planning that let them run, grow, and eventually leave their […]

Owning a successful business is a constant exercise in planning. Many successful business owners have already committed to personal financial planning, including investing and providing financial security for themselves and […]

As your successful business grows larger and matures, you should always be on the lookout for forces that can diminish its value. New companies and competitors constantly aim at the […]

One of the most important skill sets that successful business owners have is the ability to be ready for just about anything. The key to doing this is being agile. […]

Retaining your company’s key employees is one of the most important steps toward your business’ success. Key employees can reduce your workload, noticeably improve company performance and operations, and act […]

When you set your business up for future success, you can set yourself, your family, and your personal interests up for similar success. But a common problem owners overlook is […]

Preparing your business for a successful future often goes hand in hand with preparing your business for a successful sale. No matter whom you sell to—and even if you believe […]

Setting goals is a catalyst for success, especially if you’re planning for the future of your ownership and the success of your business. The strongest goals tend to have five […]

Successful business owners often want more than just the maximum amount of money they can get. These owners have deeply ingrained values-based goals that guide why and how they do […]

COBRA Premium Assistance under the American Rescue Plan Act   Last month Congress passed the American Rescue Plan Act, which provides 100% COBRA subsidies from April 1 to September 30 […]

CyberSecurity Certification The deadline for NYS resident insurance licensed professionals to file your cybersecurity certification is DUE April 15th! https://www.dfs.ny.gov/industry_guidance/cybersecurity   Helpful How To’s Instructions on How to File Certification […]

  For Immediate Release: 3/23/2021 GOVERNOR ANDREW M. CUOMO     ON 11TH ANNIVERSARY OF THE AFFORDABLE CARE ACT’S SIGNING, GOVERNOR CUOMO ANNOUNCES EXPANDED ELIGIBILITY FOR FINANCIAL ASSISTANCE IN NEW YORK   Extends Open Enrollment […]

For nearly 5,500 years, human beings have written things down. From Hammurabi’s Code and the U.S. Constitution to your personal business plans, writing things down helps people follow rules and […]

Planning for a successful future without your business is a smart strategy. One of the traps that business owners commonly fall into as they begin planning for their successful future […]

“All those years of work are thrown away. To ease your mind is that all you can say? But what about that grandson on your knee? Them railroad songs, Tom […]

As a business owner, you manage all sorts of complexity in your work. Goals, expectations, and the people who help you meet them may change. But even though things constantly […]

When planning for the future, you have a wealth of options related to who should continue to run your business. Many business owners’ plans fall short because they are unaware […]

  It is safe to say that this year was full of surprises. Some businesses thrived, while in other areas jobs were lost, companies were forced to go under, and […]

Starting the preparations to sell your business is never easy. Selling or buying a business comes with mixed emotions and hard decisions. There are a lot of variables to consider. […]

It can be difficult to consider what will happen to your business and your family if you die unexpectedly.  Without proper planning, you could be leaving your family and/or key […]

Next-level management teams are the drivers behind building business value. But how can you and your advisors attract and keep next-level management teams? The answer lies within incentive plans. When […]

Dear Pennsylvania Insurance Department Licensee, You are receiving this notice because your Pennsylvania Insurance license is scheduled to expire within the next 60 days.  Please refer to your license for […]

Taking on any large project can be manageable when you have a reliable process in place. When deciding to exit your business, for example, you will need a proven process […]

When you started your business, it was probably obvious that you needed a plan. It may be less obvious, though, that when you leave your business, no matter how you […]

Succession planning, Exit Planning, and business planning may seem interchangeable in most people’s eyes. However, each type of planning plays a very different role in the process of designing, and […]

While there are many uncertainties when planning for the future, one factor that is almost always essential to the success of your future plans is cash flow. Measuring your company’s […]

KAFL is committed to helping our partners navigate these challenging times. Whether it be new legislation or executive mandates, we are dedicated to ensuring your clients have the long-term protection […]

Guidance to Insurance Producers Regarding Required Notifications to Policyholders Pursuant to Governor Andrew Cuomo’s Executive Order 202.14, on April 7, 2020 the Department of Financial Services issued Emergency Regulation 62, […]

All business partnerships eventually come to an end when one or more partners leave the business, whether by choice or otherwise. Being prepared for the end of the partnership decreases […]

Please note that the Department of Financial Services (DFS) has posted guidance to insurance producers to accommodate electronic delivery of notices (and relieve them of the requirement to mail or […]

  As a result of the COVID-19 outbreak, DFS understands that it may be challenging for certain producers to obtain the requisite number of continuing education credits in advance of […]

To Our Advisors, Clients and Partners, Your health and well-being and that of our employees is of the utmost importance to us. Like you, we are continuously monitoring the latest […]