In 1991, KAFL was founded by two pioneering women, Nancy A. Skelton, CLU and Carol A. Merkel, CLU with five core values: Respect, Accountability, Innovation, Integrity, and Dedication. For over 30 years, KAFL has stood for those values while providing outstanding service and support to our advisors.

Our KAFL team is dedicated to being the organization of choice for insurance brokerage by developing strong, profitable relationships with brokers.