Our team is passionate about their roles in creating long-lasting partnerships within a nationally-focused, multi-line general agency built on values of integrity, respect, accountability, innovation and collaboration.  

KAFL was founded in 1991 in Rochester, NY, and originally developed a specialty in processing NY business. We now have a large national footprint with regional sales offices in PA, CT and NC, along with service team members supporting our partners from all over the country. This makes offering all lines of coverage from individual life, disability, long term care and annuity solutions to employee benefits, senior market products, consulting and marketing services very easy. 

We’ve rounded out our portfolio to create a holistic approach to support you and create peace of mind with all our partners. We’re large enough to provide you with innovative tools and resources to make doing business easy, but we’re dedicated to keeping a small, customized team approach that provides personalized services to best support your needs and help you grow your business.